{"id":2229,"date":"2023-07-26T11:34:59","date_gmt":"2023-07-26T09:34:59","guid":{"rendered":"https:\/\/www.assurances-rmt.fr\/?page_id=2229"},"modified":"2025-06-18T16:55:05","modified_gmt":"2025-06-18T14:55:05","slug":"personenversicherungen","status":"publish","type":"page","link":"https:\/\/www.assurances-rmt.fr\/de\/unsere-versicherungsloesungen\/personenversicherungen\/","title":{"rendered":"Personenversicherungen"},"content":{"rendered":"\n<section class=\"hero js-hero \" style=\"--hero-bg-image: url(https:\/\/www.assurances-rmt.fr\/app\/uploads\/2023\/08\/shutterstock_2159023891.jpg)\">\n    <div class=\"grid-container\">\n        <div class=\"hero__content\">\n                            <div class=\"breadcrumbs hero__breadcrumbs\"><span><span><a href=\"https:\/\/www.assurances-rmt.fr\/de\/\">Startseite<\/a><\/span><\/span><\/div>\n                        \n\n    <h1 class=\"title-double title-double--white\">\n                <span class=\"title-double__line1\">Unsere Versicherungsl\u00f6sungen<\/span>\n                <span class=\"title-double__line2\">Personenversicherungen<\/span>\n        <\/h1>\n                        <p>Das wertvollste Kapital eines Unternehmens sind seine Mitarbeitenden. Sie zu sch\u00fctzen, hat h\u00f6chste Priorit\u00e4t. Wir zeigen Ihnen, wie Sie als Arbeitgeber Ihren Mitarbeitenden optimalen Schutz gew\u00e4hrleisten.<\/p>\n                                <\/div>\n    <\/div>\n    <a class=\"hero__scroll js-scroll\" href=\"#\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" class=\"picto\">\n<g id=\"scroll\" clip-path=\"url(#clip0_22_126)\">\n<g id=\"Groupe_19664\">\n<path id=\"Trac&#xC3;&#xA9;_4302\" d=\"M27.1501 16.007C27.1501 17.707 27.1501 19.507 27.1501 21.207C26.9501 27.407 21.7501 32.207 15.5501 31.907C10.4501 31.707 6.05009 28.007 5.05009 23.007C4.95009 22.407 4.85011 21.807 4.85011 21.107C4.85011 17.707 4.75011 14.307 4.85011 10.907C4.95011 4.70702 10.0501 -0.192979 16.1501 -0.0929787C21.4501 0.0070213 26.0501 3.907 26.9501 9.107C27.0501 9.807 27.1501 10.507 27.1501 11.207C27.1501 12.907 27.1501 14.507 27.1501 16.007ZM6.45008 16.007C6.45008 17.507 6.45008 19.007 6.45008 20.607C6.45008 21.207 6.55009 21.807 6.55009 22.507C7.45009 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class=\"grid-text-media\">\n\n<div class=\"grid-text-media-image\">\n    <div class=\"grid-text-media-image__item\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"372\" src=\"https:\/\/www.assurances-rmt.fr\/app\/uploads\/2023\/08\/personnetravail-1.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.assurances-rmt.fr\/app\/uploads\/2023\/08\/personnetravail-1.jpg 900w, https:\/\/www.assurances-rmt.fr\/app\/uploads\/2023\/08\/personnetravail-1-300x124.jpg 300w, https:\/\/www.assurances-rmt.fr\/app\/uploads\/2023\/08\/personnetravail-1-768x317.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/>\n    <\/div>\n<\/div>\n\n\n<div class=\"grid-text-media-text\">\n    <div class=\"grid-text-media-text__content\">\n\n<h2 class=\"wp-block-heading\">Was ist eine Personenversicherung?<\/h2>\n\n\n\n<p>Personenversicherungen sch\u00fctzen das \u201eHuman Capital\u201c Ihres Unternehmens angesichts der Unw\u00e4gbarkeiten des Lebens: Arbeitsunf\u00e4higkeit, Krankheit, Invalidit\u00e4t, Tod &#8230; Diese Versicherung betrifft das gesamte Lohn- und Gehaltspersonal sowie die Schl\u00fcsselpersonen.<\/p>\n\n<\/div>\n<\/div>\n\n<\/div>\n\n<\/div>\n<\/section>\n\n\n\n\n\n\n\n<section class=\"section--color-secondary_background section--align-wide-content section--padding-medium section\" id=\"\" style=\"\">\n    <div class=\"grid-container\">\n<div class=\"grid-text-media\">\n<div class=\"grid-text-media-text\">\n    <div class=\"grid-text-media-text__content\">\n\n<h2 class=\"wp-block-heading has-text-align-right\">Individueller Personenschutz mit RMT<\/h2>\n\n\n\n<p class=\"has-text-align-right\">Das Risiko von Berufsunf\u00e4higkeit, Unf\u00e4llen und sonstigen Gefahren, denen Ihre Angestellten im Rahmen ihrer Aufgaben ausgesetzt sind, macht eine Personenversicherung in angemessenem Umfang unerl\u00e4sslich.<\/p>\n\n\n\n<p class=\"has-text-align-right\">RMT bietet Ihnen ma\u00dfgeschneiderte Versicherungsl\u00f6sungen, die Ihre Mitarbeitenden ein Leben lang absichern: von A wie betriebliche Altersvorsorge bis Z wie Zusatzkrankenversicherung.<\/p>\n\n\n\n<p class=\"has-text-align-right\">Unser Team von Fachleuten ber\u00e4t sie pers\u00f6nlich, analysiert Ihren Bedarf gr\u00fcndlich und arbeitet eine Versicherungsl\u00f6sung aus, die Ihre Mitarbeitenden bestm\u00f6glich sch\u00fctzt.<\/p>\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"grid-text-media-image\">\n    <div class=\"grid-text-media-image__item\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/www.assurances-rmt.fr\/app\/uploads\/2023\/08\/personnebureau.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.assurances-rmt.fr\/app\/uploads\/2023\/08\/personnebureau.jpg 1024w, https:\/\/www.assurances-rmt.fr\/app\/uploads\/2023\/08\/personnebureau-300x200.jpg 300w, https:\/\/www.assurances-rmt.fr\/app\/uploads\/2023\/08\/personnebureau-768x513.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n    <\/div>\n<\/div>\n\n<\/div>\n\n<\/div>\n<\/section>\n\n\n\n\n\n\n\n<section class=\"section--color-white section--align-wide-small section--padding-medium section\" id=\"\" style=\"\">\n    <div class=\"grid-container\">\n\n<h2 class=\"wp-block-heading has-text-align-center\">Welche Personenversicherungen gibt es generell?<\/h2>\n\n\n<div class=\"faq\">\n\n<div class=\"faq-item js-faq-item\">\n    <div class=\"faq-item__header js-faq-item-header\">\n        <div class=\"faq-item__picto\">\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" class=\"picto\">\n<g id=\"rmt_assurance_collective\">\n<path id=\"Vector\" d=\"M14.1501 27.19H13.3701C13.5801 24.84 13.1901 23.38 12.0501 22.24C11.1601 21.35 10.5201 20.89 9.1601 20.6L7.6101 19.05C7.2701 18.71 6.7601 18.45 6.1601 18.45C6.0701 17.82 5.8301 16.11 5.6601 14.86C5.4601 13.46 4.6801 12.61 3.4001 12.41C3.1201 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Januar 2016 ist jeder Arbeitgeber im Privatsektor in Frankreich verpflichtet, seinen Mitarbeitenden eine Zusatzkrankenversicherung anzubieten. Diese \u00fcbernimmt die gesamten oder einen Teil der medizinischen Kosten Ihrer Mitarbeitenden. Es handelt sich um gesetzlich festgelegte Mindestgarantien, sogenannte \u201eGesundheitsbudgets\u201c, die die Leistungen der Krankenversicherung erg\u00e4nzen, da diese nur einen Teil der anfallenden Kosten erstattet. Beitr\u00e4ge m\u00fcssen zu mindestens 50&nbsp;% \u00fcbernommen werden. Der Arbeitgeber kann bei Abschluss des Vertrags die H\u00f6he der Erstattung der Leistungen frei w\u00e4hlen. F\u00fcr F\u00fchrungskr\u00e4fte in Frankreich sind relativ hohe Garantien die Regel.<\/p>\n\n\n\n<p>Wichtig zu wissen: Je nach Branche erlegen Tarifvertr\u00e4ge Unternehmern bestimmte Mindestpflichten gegen\u00fcber ihren Angestellten auf. Wir achten stets darauf, dass unser Angebot den gesetzlichen Rahmen einh\u00e4lt.<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"faq-item js-faq-item\">\n    <div class=\"faq-item__header js-faq-item-header\">\n        <div class=\"faq-item__picto\">\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" class=\"picto\">\n<g id=\"rmt_coeur\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M15.8099 28.37C16.5399 27.82 17.3899 27.23 18.2899 26.6C22.7899 23.46 28.8199 19.25 28.8199 14.79C28.8199 12.07 27.6099 10.11 25.9299 9C25.0699 8.43 24.0899 8.08 23.0799 7.96C22.0699 7.84 21.0399 7.96 20.0899 8.31C18.2599 8.99 16.7099 10.56 16.1199 13.11C16.0799 13.29 15.9099 13.4 15.7299 13.36C15.5999 13.33 15.5099 13.23 15.4799 13.11C14.8899 10.56 13.3399 8.99 11.5099 8.31C10.5599 7.95 9.52989 7.84 8.51989 7.96C7.50989 8.08 6.52989 8.43 5.66989 9C3.98989 10.11 2.77989 12.07 2.77989 14.79C2.77989 19.25 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13.4769 15.9926 13.6745 15.6757 13.604L15.6737 13.6036C15.4433 13.5504 15.2879 13.3727 15.2374 13.1706L15.2363 13.1664C14.6646 10.6956 13.1715 9.19414 11.4228 8.54434L11.4213 8.54377Z\" fill=\"black\"\/>\n<\/g>\n<\/svg>\n\n        <\/div>\n        <h3 class=\"faq-item__title\">Vorsorgeversicherung<\/h3>\n        <div class=\"faq-item__action\">\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" class=\"picto\">\n<g id=\"chevron-down\">\n<path id=\"Vector\" d=\"M21.724 12.3907L16 18.1147L10.276 12.3907L8.39062 14.276L16 21.8853L23.6093 14.276L21.724 12.3907Z\" fill=\"black\"\/>\n<\/g>\n<\/svg>\n\n        <\/div>\n            <\/div>\n    <div class=\"faq-item__text\">\n        <div class=\"faq-item__text-inner\">\n\n<p>Langzeitkrankheit, Invalidit\u00e4t oder Tod k\u00f6nnen schwerwiegende finanziellen Folgen f\u00fcr Ihre Angestellten (und deren Angeh\u00f6rige) nach sich ziehen. Die Vorsorgeversicherung deckt diese Risiken ab und sichert so den Lebensstandard Ihrer Mitarbeitenden bei Unf\u00e4llen oder Krankheit.<\/p>\n\n\n\n<p>Die Vorsorgeversicherung erg\u00e4nzt die Kosten\u00fcbernahme durch die Krankenversicherung und die durch die gesetzlichen Systeme der Sozialversicherung abgedeckten Leistungen.<\/p>\n\n\n\n<p>Die Leistungen aus einer Vorsorgeversicherung sch\u00fctzen Ihre Angestellten und deren Familien vor bestimmten Lebensrisiken, indem sie einen Teil des Einkommensverlustes ausgleichen:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Im Falle einer Invalidit\u00e4t erh\u00e4lt der Arbeitnehmer eine Rente oder eine Auszahlung.<\/li>\n\n\n\n<li>Im Falle einer l\u00e4ngeren Arbeitsunterbrechung erh\u00e4lt der\/die Arbeitnehmer\/in ein Tagegeld.<\/li>\n\n\n\n<li>Im Todesfall wird an die Angeh\u00f6rigen verstorbener Versicherter eine festgelegte Summe ausbezahlt.<\/li>\n<\/ul>\n\n\n\n<p>Wichtig zu wissen: Die Vorsorgeversicherung ist in Frankreich nicht f\u00fcr alle Unternehmen verpflichtend. Der Tarifvertrag schreibt jedoch den Abschluss einer Vorsorgeversicherung f\u00fcr leitende Angestellte und \u2013 je nach &nbsp;Branchentarifvertr\u00e4gen \u2013 f\u00fcr Mitarbeitende ohne Leitungsfunktion zwingend vor.<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"faq-item js-faq-item\">\n    <div class=\"faq-item__header js-faq-item-header\">\n        <div class=\"faq-item__picto\">\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" class=\"picto\">\n<path d=\"M12.9201 7.71L8.92012 13.42L6.23012 10C6.09012 9.82 5.84012 9.79 5.66012 9.93C5.48012 10.07 5.45012 10.32 5.59012 10.5L8.62012 14.35C8.70012 14.45 8.81012 14.5 8.94012 14.5C8.94012 14.5 8.94012 14.5 8.95012 14.5C9.08012 14.5 9.20012 14.43 9.27012 14.33L13.5801 8.17C13.7101 7.99 13.6601 7.73 13.4801 7.61C13.3001 7.48 13.0401 7.53 12.9201 7.71Z\" fill=\"black\"\/>\n<path d=\"M9.03007 18.62C9.09007 18.66 9.16007 18.67 9.23007 18.67C9.30007 18.67 9.37007 18.65 9.43007 18.62C11.2501 17.56 12.7601 16.09 13.8601 14.37V12.72C12.8501 14.79 11.2601 16.58 9.23007 17.81C5.62007 15.62 3.38007 11.68 3.38007 7.46V6.11C5.74007 6.02 7.91007 5.11 9.23007 3.67C10.5401 5.11 12.7101 6.01 15.0801 6.11V7.46C15.0801 7.8 15.0601 8.14001 15.0401 8.47001C15.2901 8.25001 15.5801 8.06 15.8901 7.93C15.8901 7.78 15.8901 7.62 15.8901 7.46V5.71C15.8901 5.49 15.7101 5.3 15.4801 5.3C13.0001 5.3 10.7301 4.34 9.55007 2.79C9.47007 2.69 9.35007 2.63 9.23007 2.63C9.11007 2.63 8.98007 2.69 8.91007 2.79C7.73007 4.34 5.46007 5.3 2.98007 5.3C2.76007 5.3 2.57007 5.48 2.57007 5.71V7.46C2.57007 12.04 5.04007 16.32 9.02007 18.63L9.03007 18.62Z\" fill=\"black\"\/>\n<path d=\"M21.05 7.74C22.46 7.74 23.61 6.58999 23.61 5.18C23.61 3.77 22.46 2.62 21.05 2.62C19.64 2.62 18.49 3.77 18.49 5.18C18.49 6.58999 19.64 7.74 21.05 7.74ZM21.05 3.44C22.01 3.44 22.8 4.22 22.8 5.19C22.8 6.16 22.02 6.94 21.05 6.94C20.08 6.94 19.3 6.16 19.3 5.19C19.3 4.22 20.08 3.44 21.05 3.44Z\" fill=\"black\"\/>\n<path d=\"M18.5501 13.24C18.5501 13.02 18.3701 12.84 18.1501 12.84C17.9301 12.84 17.7501 13.02 17.7501 13.24V19.09C17.7501 19.09 17.7401 19.12 17.7401 19.14L18.8901 28.58H3.19006C2.98006 28.58 2.81006 28.75 2.81006 28.96C2.81006 29.17 2.98006 29.34 3.19006 29.34H19.2001C19.2001 29.34 19.2501 29.34 19.2701 29.32C19.2901 29.32 19.3001 29.34 19.3201 29.34C19.3401 29.34 19.3501 29.34 19.3701 29.34C19.5901 29.31 19.7501 29.11 19.7201 28.89L18.5201 19.07V13.24H18.5501Z\" fill=\"black\"\/>\n<path d=\"M15.28 11.09V18.7C15.28 18.92 15.46 19.1 15.68 19.1C15.9 19.1 16.08 18.92 16.08 18.7V11.09C16.08 10.3 16.64 9.67 17.34 9.67H24.96C25.52 9.67 25.96 10.09 26.15 10.79C26.15 10.8 26.15 10.81 26.16 10.82L28.64 17.57C28.72 17.78 28.95 17.88 29.15 17.81C29.36 17.73 29.46 17.5 29.39 17.3L26.92 10.56C26.63 9.51 25.88 8.87 24.96 8.87H17.34C16.21 8.87 15.28 9.87 15.28 11.09Z\" fill=\"black\"\/>\n<path d=\"M29.4199 19.38C29.4199 19.16 29.2399 18.98 29.0199 18.98C28.7999 18.98 28.6199 19.16 28.6199 19.38V28.63H23.5399L24.6999 19.15C24.6999 19.15 24.6999 19.12 24.6999 19.1V13.25C24.6999 13.03 24.5199 12.85 24.2999 12.85C24.0799 12.85 23.8999 13.03 23.8999 13.25V19.08L22.6999 28.9C22.6699 29.12 22.8299 29.32 23.0499 29.35C23.0699 29.35 23.0799 29.35 23.0999 29.35C23.1199 29.35 23.1399 29.33 23.1599 29.33C23.2199 29.36 23.2799 29.39 23.3499 29.39H29.0199C29.1799 29.39 29.3099 29.29 29.3699 29.15C29.4099 29.09 29.4299 29.03 29.4299 28.95V19.39L29.4199 19.38Z\" fill=\"black\"\/>\n<\/svg>\n\n        <\/div>\n        <h3 class=\"faq-item__title\"> Betriebliche Zusatzrente<\/h3>\n        <div class=\"faq-item__action\">\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" class=\"picto\">\n<g id=\"chevron-down\">\n<path id=\"Vector\" d=\"M21.724 12.3907L16 18.1147L10.276 12.3907L8.39062 14.276L16 21.8853L23.6093 14.276L21.724 12.3907Z\" fill=\"black\"\/>\n<\/g>\n<\/svg>\n\n        <\/div>\n            <\/div>\n    <div class=\"faq-item__text\">\n        <div class=\"faq-item__text-inner\">\n\n<p>Berufst\u00e4tige sollten sich bereits fr\u00fchzeitig Gedanken \u00fcber ihre finanzielle Situation im Ruhestand machen, um ihren Lebensstandard sp\u00e4ter aufrechterhalten zu k\u00f6nnen.<\/p>\n\n\n\n<p>Die betriebliche Zusatzrente stockt die Altersversorgung Ihrer Angestellten um ein zus\u00e4tzliches Einkommen in Form von Kapital und\/oder einer lebenslangen Rente auf. Ist der Ruhestand erreicht, wird die Zusatzrente in einer vereinbarten H\u00f6he entweder auf einmal oder monatlich ausgezahlt \u2013 im letztgenannten Fall inklusive einer j\u00e4hrlichen Anpassung Mit dieser Versicherungsl\u00f6sung, unterst\u00fctzen Sie die finanzielle Absicherung Ihrer Mitarbeitenden im Ruhestand und binden sie so langfristig an Ihr Unternehmen.<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"faq-item js-faq-item\">\n    <div class=\"faq-item__header js-faq-item-header\">\n        <div class=\"faq-item__picto\">\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" class=\"picto\">\n<g id=\"rmt_assurance_emprunteur\">\n<path id=\"Vector\" d=\"M10.38 14.62L6.88003 19.3L4.59003 16.7C4.43003 16.52 4.16003 16.5 3.98003 16.66C3.80003 16.82 3.78003 17.09 3.94003 17.27L6.58003 20.27C6.66003 20.36 6.78003 20.42 6.90003 20.42C6.90003 20.42 6.91003 20.42 6.92003 20.42C7.05003 20.42 7.17003 20.35 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12.3907L16 18.1147L10.276 12.3907L8.39062 14.276L16 21.8853L23.6093 14.276L21.724 12.3907Z\" fill=\"black\"\/>\n<\/g>\n<\/svg>\n\n        <\/div>\n            <\/div>\n    <div class=\"faq-item__text\">\n        <div class=\"faq-item__text-inner\">\n\n<p>Eine Restschuldversicherung sichert Ihre Investitionen und das Unternehmen und sch\u00fctzt Ihre Angeh\u00f6rigen. Sie \u00fcbernimmt im Falle von Tod, Invalidit\u00e4t oder Arbeitsunf\u00e4higkeit die Restschuld Ihres Darlehens.<\/p>\n\n\n\n<p>Der Abschluss einer Restschuldversicherung ist in Frankreich nicht verpflichtend. Es handelt sich vielmehr um eine Absicherung der R\u00fcckzahlung von Darlehen an die kreditgebende Bank.<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"faq-item js-faq-item\">\n    <div class=\"faq-item__header js-faq-item-header\">\n        <div class=\"faq-item__picto\">\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" class=\"picto\">\n<g id=\"rmt_assurance_emprunteur\">\n<path id=\"Vector\" d=\"M10.38 14.62L6.88003 19.3L4.59003 16.7C4.43003 16.52 4.16003 16.5 3.98003 16.66C3.80003 16.82 3.78003 17.09 3.94003 17.27L6.58003 20.27C6.66003 20.36 6.78003 20.42 6.90003 20.42C6.90003 20.42 6.91003 20.42 6.92003 20.42C7.05003 20.42 7.17003 20.35 7.25003 20.25L11.07 15.14C11.21 14.95 11.17 14.68 10.98 14.54C10.79 14.4 10.52 14.44 10.38 14.63V14.62Z\" fill=\"black\"\/>\n<path id=\"Vector_2\" d=\"M9.40993 22.86L7.33993 24.22L3.40993 21.64C2.54993 21.08 2.03993 20.13 2.03993 19.1V12.27C4.40993 12.2 6.22993 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class=\"faq-item__text-inner\">\n\n<p>RMT bietet in Frankreich auch Personenversicherungen f\u00fcr Schl\u00fcsselpersonen und Selbstst\u00e4ndige an. Im Mittelpunkt steht dabei, den Fortbestand eines Unternehmens auch bei einem vor\u00fcbergehenden Ausfall (Krankheit) oder endg\u00fcltigen Verlust (Todesfall) einer Person zu gew\u00e4hrleisten. Diese Versicherungsl\u00f6sung erm\u00f6glicht es, die medizinischen Kosten einer Schl\u00fcsselperson zu \u00fcbernehmen, ihr Einkommen zu sichern und ihren Lebensstandard im Ruhestand durch die Zahlung von Tagegeldern oder Festsummen aufrechtzuerhalten.<\/p>\n\n\n\n<p>Anders als Arbeitnehmer in der Privatwirtschaft profitieren Selbstst\u00e4ndige nicht von einer betrieblichen Krankenversicherung. F\u00fcr die optimale soziale Absicherung dieser Berufsgruppe bieten wir eigene Krankenversicherungs- und Vorsorgel\u00f6sungen an.<\/p>\n\n<\/div>\n    <\/div>\n<\/div>\n\n<\/div>\n\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Der Mensch steht im Mittelpunkt Ihres Unternehmens. Sichern Sie Ihre Mitarbeitenden mithilfe unserer Abteilung f\u00fcr Gesundheit und Vorsorge optimal ab. Dazu geh\u00f6rt die Erstattung von Behandlungskosten ebenso wie Leistungen im Fall von Tod, Invalidit\u00e4t oder Arbeitsunf\u00e4higkeit. Gerne beraten wir Sie auch bei der Altersvorsorge f\u00fcr Ihre Mitarbeitenden.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2223,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-2229","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Personenversicherungen - RMT Courtier en assurances<\/title>\n<meta name=\"description\" content=\"Der Mensch steht im Mittelpunkt Ihres Unternehmens. 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